tag:blogger.com,1999:blog-9002110525606139138.post2961155467433348339..comments2023-12-30T03:35:15.161-08:00Comments on Different Strokes: Bag of hot air from west to eastV.S. Sunderhttp://www.blogger.com/profile/12521983650558179149noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-9002110525606139138.post-37596358858960891002014-02-08T00:33:39.417-08:002014-02-08T00:33:39.417-08:00I have emailed you. Look forward to suggestionsI have emailed you. Look forward to suggestionsphttps://www.blogger.com/profile/03562617570315304210noreply@blogger.comtag:blogger.com,1999:blog-9002110525606139138.post-46589167182538008212014-02-07T08:42:39.961-08:002014-02-07T08:42:39.961-08:00How about if you start a separate joint account wi...How about if you start a separate joint account with him, and have him go through a thumb-print ritual during one of your rare visits to the bank in signing a letter saying he wants x number of rupees transfarred on, say, the 5th of every month, from his account to the joint account? And maybe they will accept a regular signature on papers pertaining to the joint account. Meanwhile I am asking my friends in the disability sector to put their heads to the problems mentioned by you. Meanwhile, why don't you send me an email to sunder@imsc.res.in so I'll know where to write if I have some more sound suggestions from my friends to communicate to you.V.S. Sunderhttps://www.blogger.com/profile/12521983650558179149noreply@blogger.comtag:blogger.com,1999:blog-9002110525606139138.post-23484385961135095372014-02-07T06:49:23.729-08:002014-02-07T06:49:23.729-08:00Prof. Sunder
This is not related to your above pos...Prof. Sunder<br />This is not related to your above post or may be it is. but I want to know how do disabled people operate bank accounts? I ask because my relative suddenly afflicted with disability, was no longer able to sign. Even after verifying the thumb impression, the bank refused to honour cheques. So twice a year or so, we have to take the patient to the bank and request a demand draft (not without going through the usual "system not working, come tomorrow" routine). Net banking, and ATM cards are denied by the branch manager – because of the thumb impression. The patient is not illiterate and is now able to sign again – but the bank will not let them sign because now the thumb impression is being used. And for this thumb impression the branch manager demands personal presence of the patient every time.<br /><br />The account cannot be converted to joint because the branch manager says that pension cannot go to a joint account. I do not know how much of this is upheld by rules and laws. Asking around friends has not yielded much information. <br /><br />So if a fully capable and educated person becomes disabled and their pension is the only source of income, then they practically cannot claim it, since the bank cites rules which they are unable to show in writing. God forbid if any one is hospitalized or needs money urgently, how does one ensure personal presence of that person at the bank? I am wondering how do other people operate their accounts?<br /><br /><br />phttps://www.blogger.com/profile/03562617570315304210noreply@blogger.com